Financing With Us...
We respect the fact that not everyone can pay cash for their alpacas. They can require a substantial investment.
Please know that these are just some general terms to give you an idea of where to start. We work with every customer based on their individual needs, respectfully and discretely. Don't worry, we can always work something out.
Payment structure:
- Purchase $0-5000 25% down, make monthly payments for as long as 6 months with no finance charge.
- Purchase $5000-15,000 25% down, make monthly or quarterly payments for up to 12 months with no finance charge.*
- Purchases over $15,000 25% down, make monthly or quarterly payments for up to 24 months with no finance charge.*
*Financing available for longer terms at Prime+1% interest.
**Any animal(s) financed for more than $4999 must be insured for full replacement value with Hidden Gem Ranch Alpacas as a loss payee.**
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Our Farm Guarantee:
Our promise to you is that with us you will always be treated with honesty, respect, dignity, discretion, and full disclosure.
With every purchase you can count on these things from us...
- An animal of clear title and an ancestry that is correct per his/her ARI certificate. Ownership transfer takes place when paid in full.
- A healthy animal including all health records.
- Breeders are warranted to be capable of reproduction. 10 day live cria guarantee.
- A refund policy.
- Any assistance that is within our capability.
- Free transportation of your purchase within 200miles of our farm (minimum purchase $7500)
- Free breedbacks! We offer 2 breedings with every female sold to any of our wholly owned herdsires. (Up to $4000 value!)
- Free boarding for up to 6 months while you get your farm ready( minimum purchase $7500).
- Creative financing. We will work with your financial situation in a respectful and discrete manner.
- A link to your website.
- Repeat customers always get a big discount and/or free services.
**NOTICE-Regarding purchasing just one animal- Alpacas are herd animals, they do not thrive without the company of other alpacas (or sometimes llamas). Hidden Gem Ranch will not sell an alpaca to a farm where they won't have another alpaca or llama to be with. We do not encourage new farms to purchase a "breeding pair" since breeding males and females should not be kept together.
With this in mind we offer:
- Package discounts.
- Companion animals/non-breeders.
- 6 months free boarding for any animal you buy from us.
- Very reasonable agisting fees.
